Your Window To The Future
We are building the next generation of digital enterprises, using our deep expertise in advanced computing, AI and design.
Experience
Artificial Intelligence with
​​
​
Our experience with AI goes back to one of the first ever AI projects in this part of the world in 2008. Today, in collaboration with our strategic partner Intelligence Factory, we bring to our clients in Asia advanced decisioning and conversational AI using Machine Learning, Deep Learning and Temporal Vector Graphs. We are at the forefront, as well, of helping corporates build much needed talent pipelines as well as provide the necessary tools to SMEs, start-ups and individual practitioners. We have built and demonstrated for the Asian market, a proof of concept for firms to simulate multiple response scenarios during natural disasters.
Lending Origination and Embedded Finance with
​
​Through a tight partnership, we are working with LendAPI to bring the next generation of Lending Origination and Management to Asian lenders. As the credit market in the region shows unstoppable growth, we ensure that cost of origination and administration is kept to a minimum through the use of a decisioning engine and product studio from LendAPI along with our financial services infrastructure capabilities and managed services. We will continue to collaborate to bring embedded finance to the market beyond just lending capabilities.
​​​Pay By Bank
A leading Asian financial institution wanted to set up a Pay-By-Bank facility for it’s member institutions to enable low cost merchant payments and reduce timeline to liquidity. A complete design, engineering and deployment solution was planned and executed. In addition, a re-design and automation of tax payment services direct from bank account was undertaken on behalf of the national income tax office. All of these were successfully achieved.
Host Card Emulation
We carried out the first pilot outside North America for Host Card Emulation(HCE) with a leading bank in Oceania. HCE is the technology that powers mobile contactless payments, initially for Android. This is the technological bedrock of services such as Samsung Pay and Google Pay. The encryption and decryption of card credentials securely within a mobile environment laid the basis for crypto businesses in payment at a later stage.
Sustainability Networks
A leading independent news broadcaster partnered with a market leader in cleaning systems to execute the first and longest running pollution index update in the world. This set new benchmarks in how public broadcasting could be a part of private media and collaborate with corporates to educate viewers on sustainability. This was followed some years later by a FM Radio programme that updated listeners in a metropolis on traffic jams and pollution, two intersecting issues. This programme was possible due to the work done by trained women, who became a community information network.
Mobile Commerce
A leading telecom services brand in Indonesia needed to transform it’s prepaid top-up and commerce service due to persistent issues of revenue leakage. In addition, it had to structure and motivate it’s large m-commerce team looking at the future. The platform transformation was done in record time followed by the creation of a successful roadmap and implementation for service evolution. In those early days of mobile commerce, bill payments by utilising the ISO 8583 connector to the ATM switch was a stand-out innovation. The m-commerce department transitioned rapidly into a profit center from a loss leader.
Wallet and card services
Build and deployment of stored value wallet and prepaid Mastercard for a leading Singapore-based issuer. The card was issued as both a virtual product and a physical form factor, allowing instant issuance through wallet and shipping of the physical card to verified address later. In addition, a key merger and acquisition of a card processor by a leading MENA financial services firm was evaluated and due diligence done from a technology point of view.
Remittance and Bank Transformation
A full remittance service was set up for cross-border transactions between expatriate workers based in Singapore and their dependents in Bangladesh, Philippines and other markets. In addition, a leading Southeast Asian bank required a full transformation to be undertaken of it’s applications platform beginning with a full review of its current architecture and a plan to replace the same. This was undertaken as per schedule.
3D Films
We have created some of the first micro-films built on 3D sculpting in Singapore, with the capability to integrate software via APIs. These films enable artists to draw attention to their visualisation of the world.
Product Design
Leading manufacturers and suppliers for the huge Christmas and festival markets worldwide have utilised our services for conceptualising and designing products. In addition, manufacturers of lifestyle products have sought our design consultation services for competitive advantage of their business in global markets.
Design Retail
We have successfully set up and operated a lifestyle design business with focus on high-end ready-to-wear, atelier services and custom jewellery. This is now being transformed to merge 3D virtual showrooms with traditional retail.
Digital Consultation
We have provided in-depth and detailed consultation to SMEs in one of the largest export industries in ASEAN, in order to achieve transformation of their businesses. This was done upon the request of the highest levels of government.
Pay As You Go Tolling
A concept for real-time, pay-as-you-go tolling of commercial vehicles was carried out in collaboration with a European start-up.
​
Leadership Team
Kaustuv Ghosh, CEO- Over 3 decades of experience in building and managing tech products, operating services for enterprises and running global profit centres. He has served as a senior executive in a wide range of companies at the crest of each technology wave. His passions are in the network economy, sustainability and financial technologies. Kaustuv has an MSc in Environmental Management from NUS, Singapore, a post-graduation in communications from MICA, India as well as a degree in commerce from Calcutta University.
Soma Pradhan is the Managing Director of the company. With a background in textile,fashion, metal design and culinary arts as well as double masters in textiles and botany from leading universities in Asia, her focus is in sculpting interactive 3D agents and building media properties. In addition, she operates a portfolio of family assets and manages wealth strategies. Soma is analumnus of NAFA, NIFT, SHATEC and BHU..